CALIFORNIA'S CONTRACTOR INSURANCE SPECIALISTS

I did not start in insurance. I started in construction here in California.

A week after high school, I joined the local floor covering union and went to work in the trades alongside my family. I spent ten years on job sites across Southern California learning how contractors operate and seeing firsthand the risks that come with every project. I understand tight timelines, payroll pressure, subcontractors, inspections, and what is at stake when something goes wrong.

After a decade in construction, I built and operated a chain of Powerhouse Gyms in California. For ten years I managed teams, served members, and learned how to build long term relationships through consistent service.

When my wife Danielle and I had our first daughter, Tiffany, everything changed. The gym business meant early mornings, late nights, holidays, and weekends. I realized that if family truly came first, my career needed to reflect that. I wanted to build something meaningful while still being present at home.

That decision led me into insurance.

Once in the industry, I quickly knew I did not want to be a generalist. I did not want to sell everything to everyone. I wanted to specialize in something I deeply understood.

Construction was the natural choice.

I grew up in it. I worked in it. I still have family and close friends in the trades. I understand California construction requirements, CSLB regulations, payroll audits, subcontractor exposure, and the coverage details that can determine whether a contractor survives a claim.

Real Results for Real Contractors

Over the years, I have seen contractors harmed by incomplete advice.

A plaster and stucco contractor in California came to us paying over thirty thousand dollars annually for general liability. His policy was misclassified and structured incorrectly. We rebuilt the coverage properly and reduced his premium to around eleven thousand dollars with comparable protection. He became a lifelong client.

I have seen roofers without proper open roof coverage return to storm damage that was not insured. I have seen landscapers lose tens of thousands of dollars because they were towing commercial equipment on personal auto policies.

Insurance policies are written to explain what is excluded. If you do not understand the exclusions, you do not fully understand your protection.

Why It Matters

My faith in Jesus Christ shapes how I run this business. Integrity matters. Honesty matters. Serving people well matters.

Danielle and I are approaching our thirtieth wedding anniversary, and we are raising two incredible daughters, Tiffany and Gia. Building something that lasts requires commitment and doing the right thing even when no one is watching. That same mindset guides how we serve our clients.

Construction Pros Insurance Services focuses exclusively on contractor insurance in California and throughout the Southwest. We structure coverage around real job site risk so you can focus on building with confidence.