Blog topic · 10 articles
These articles cover commercial general liability for contractors: what the policy responds to, how limits are chosen, and how additional insured endorsements and certificates of insurance are used on jobs. Posts are listed newest first.
A $1 million general liability policy used to be plenty for a small trade contractor. With larger verdicts, rising medical and rebuild costs, and stricter contract requirements, one bad claim can now outrun it. Here is how to size your limits in 2026.
Read articleAlmost every contract asks you to name the GC or owner as additional insured. Here is what that endorsement actually does, the difference between ongoing and completed operations, and the wording that quietly costs contractors money.
Read articleYes — and here's why subs without their own GL and workers comp get dropped from jobsites within 48 hours. 2026 GC insurance requirements, CSLB rules, and the exact coverage subs need to keep getting work.
Read articleThe 7 types of insurance every contractor needs in 2026 — which 3 are legally required, which 4 protect your business from real claims, and what each one actually costs across California, Nevada, Texas, and Arizona.
Read articleUnderstand the difference between additional insured and named insured on your contractor insurance policy, and why getting it wrong can leave you exposed on the job site.
Read articleUnderstand the key differences between builders risk and general liability insurance, when you need each one, and why having both protects your construction projects completely.
Read articleLearn the difference between inland marine and builders risk insurance, what each one covers, and why most contractors need both to fully protect their tools, equipment, and projects.
Read articleEverything contractors need to know about certificates of insurance, including how to request one, what it shows, and mistakes that cost you jobs.
Read articleEverything contractors need to know about general liability coverage, what it protects, policy limits, and how to choose the right coverage.
Read articleComprehensive guide to insurance requirements for California general contractors including limits, endorsements, and managing subcontractor coverage.
Read articleCoverage details, requirements, and quote options related to this topic.
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