Blog topic · 12 articles
These articles focus on contractors working in Texas, including state licensing and insurance rules, the workers' compensation subscriber decision, public works bonding, and topics specific to Austin and Dallas-Fort Worth. Posts are listed newest first.
Texas is the only US state where workers' compensation is elective. This guide explains the practical difference between subscriber and non-subscriber status for Texas contractors, the real-world risk of going bare, and when each makes sense.
Read articleComplete 2026 guide to Texas public works bonding — McGregor Act thresholds, Texas Government Code §2253 rules, and the bond amounts contractors must post to bid on state, county, and municipal projects.
Read articleTexas has no statewide contractor license — but that doesn't mean no requirements. Here's what Austin, Round Rock, Cedar Park, and Central Texas contractors actually need for licensing and insurance.
Read articleThe Silicon Hills tech boom demands specialized coverage. Here's what Austin contractors need to bid and win tech campus, data center, and corporate HQ construction projects.
Read articleFrom Dripping Springs estates to Lakeway waterfront, Texas Hill Country construction creates unique insurance exposures. Here's what custom home builders and residential contractors need.
Read articleComplete 2026 Austin contractor guide — Development Services Dept registration, permit fees, insurance minimums, and the deadlines that get out-of-state GCs cited on their first Austin project.
Read articleAustin's general contractors use automated verification platforms that reject non-compliant insurance instantly. Here's exactly what subs need to qualify for Austin's best projects.
Read articleFrom Domain tower suites to downtown high-rise buildouts, Austin's commercial TI market demands specific insurance structures. Here's what contractors need to bid and win.
Read articleSamsung's Taylor fab. TI's Richardson Lane expansion. NXP's Oak Hill campus upgrades. Austin-area semiconductor construction demands coverage most contractors have never considered. Here's what underwriters actually require.
Read articleAustin's aggressive green building incentives and ECAD requirements create unique insurance exposures. Here's how sustainable construction contractors should structure their coverage for LEED, Living Building Challenge, and Austin Energy Green Building projects.
Read articleAustin's expanded ADU ordinance has unleashed a wave of backyard home construction — and a set of insurance exposures that standard residential coverage doesn't address. Here's what ADU contractors need.
Read articleRenovating century-old homes in Austin's protected historic districts creates exposures standard policies don't cover. Here's what contractors need for Hyde Park, Clarksville, Old West Austin, and other landmark neighborhoods.
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