Blog topic · 18 articles
These articles cover coverage beyond the core policies: umbrella and excess liability, inland marine for tools and equipment, professional and pollution liability, wrap-up programs, and project-specific insurance. Posts are listed newest first.
Steel, aluminum, and copper prices jumped in 2026. If you set your builder's risk, tool, and equipment limits a year or two ago, a single loss could leave you paying the difference. Here is how to check.
Read articleLA leads California in construction site theft at $4.2M+ annually. Your GL doesn't cover your tools. Your property policy doesn't follow equipment to job sites. Here's the coverage gap most LA contractors don't know about.
Read articleHow to protect your tools and equipment from theft on Nevada construction sites. Inland marine coverage for Las Vegas, Henderson, Reno, and TRIC corridor contractors.
Read articleWhat contractors need to know about insuring semiconductor fab construction in Chandler, Phoenix, and the East Valley — from clean room contamination to $5M+ limits.
Read articleLearn the difference between inland marine and builders risk insurance, what each one covers, and why most contractors need both to fully protect their tools, equipment, and projects.
Read articleThe Silicon Hills tech boom demands specialized coverage. Here's what Austin contractors need to bid and win tech campus, data center, and corporate HQ construction projects.
Read articleFrom Dripping Springs estates to Lakeway waterfront, Texas Hill Country construction creates unique insurance exposures. Here's what custom home builders and residential contractors need.
Read articleFrom Domain tower suites to downtown high-rise buildouts, Austin's commercial TI market demands specific insurance structures. Here's what contractors need to bid and win.
Read articleSamsung's Taylor fab. TI's Richardson Lane expansion. NXP's Oak Hill campus upgrades. Austin-area semiconductor construction demands coverage most contractors have never considered. Here's what underwriters actually require.
Read articleAustin's aggressive green building incentives and ECAD requirements create unique insurance exposures. Here's how sustainable construction contractors should structure their coverage for LEED, Living Building Challenge, and Austin Energy Green Building projects.
Read articleAustin's expanded ADU ordinance has unleashed a wave of backyard home construction — and a set of insurance exposures that standard residential coverage doesn't address. Here's what ADU contractors need.
Read articleRenovating century-old homes in Austin's protected historic districts creates exposures standard policies don't cover. Here's what contractors need for Hyde Park, Clarksville, Old West Austin, and other landmark neighborhoods.
Read articleOCIP vs CCIP explained — how owner-controlled and contractor-controlled wrap-up programs work, how premiums flow back to subs, and the 5 traps subcontractors fall into on wrap-up projects.
Read articleWhy standard general liability excludes pollution claims, which contractors need separate pollution coverage, and how to protect against environmental liability.
Read articleLearn why design-build contractors need professional liability insurance, what it covers, and how to choose the right E&O policy for your firm.
Read articleDiscover why life insurance is critical for contractors, how to choose the right coverage, and strategies for protecting your family and business legacy.
Read articleLearn how umbrella policies provide essential extra liability protection for contractors and when you need coverage beyond standard limits.
Read articleGuide to commercial property insurance for contractor offices, equipment yards, materials storage, and business personal property.
Read articleCoverage details, requirements, and quote options related to this topic.
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