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Contractor Insurance Blog

Expert insights, industry trends, and practical tips for protecting your contracting business

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Risk Management12/18/2023

Subcontractor Insurance Requirements: What GCs Need to Know

Complete guide to subcontractor insurance requirements, including what coverage to require, how to verify, and managing certificate compliance.

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Getting Started12/18/2023

Insurance for New Contracting Businesses: Getting Started Right

Essential insurance guidance for contractors starting a new business, including what coverage to get first and how to build your program.

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Claims12/15/2023

Filing Construction Insurance Claims: A Step-by-Step Guide

Learn the proper process for filing contractor insurance claims, what to document, and how to maximize your recovery.

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Policy Terms12/15/2023

Additional Insured Endorsements Explained: What Contractors Need to Know

Understanding additional insured requirements, what they mean for your coverage, and how to properly add clients to your policy.

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Policy Documents12/12/2023

Understanding Your Certificate of Insurance: A Complete Guide

Learn to read and understand certificates of insurance, what each section means, and what to verify when reviewing certificates from subs.

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Workers' Compensation12/10/2023

Experience Modification Rate (EMR) Explained: What It Means for Your Premium

Understanding how your EMR is calculated, what affects it, and strategies to improve your experience modification rate over time.

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Cost & Pricing12/8/2023

Contractor Insurance Renewal: Tips for Getting the Best Rates

Maximize value at renewal time with these strategies for shopping your coverage, negotiating with carriers, and improving your renewal terms.

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Claims12/5/2023

When Should Contractors File an Insurance Claim?

Understanding when to file a claim versus paying out of pocket, and how claims affect your future premiums and insurability.

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